Compare Health Coverage with Confidence.
Professional guidance for individuals, families, self-employed professionals, and small business owners looking for clear health coverage options.
What We Compare
Health coverage is easier when you know what to compare.
Price matters, but it is not the whole picture. A review looks at monthly cost, deductible structure, provider access, prescriptions, eligibility, and timing — so the tradeoffs are clear before a decision is made.
Premium Options
Compare monthly cost ranges and available plan structures based on your situation.
Doctor Access
Look at provider access, network flexibility, and whether preferred doctors may be a fit.
Prescriptions
Review medication needs and how prescription coverage may affect overall plan value.
Family & Small Business
Compare options for yourself, spouse, children, or a small business team.
Private vs. ACA Plan Estimate
Compare estimated starting prices for private market coverage and ACA Marketplace coverage based on the members entered. No medical history required.
This calculator provides estimated starting points only. It does not collect medical history and does not determine eligibility, underwriting approval, final rates, deductibles, subsidies, networks, benefits, or plan availability. Private market estimates are not a guarantee of approval. ACA estimates are not a guarantee of the exact subsidy or final Marketplace premium. Final options must be reviewed with a licensed agent.
Privacy note: This calculator runs in the visitor's browser for estimate purposes only. It does not use cookies, does not track users, and does not store or submit calculator entries unless a separate form or scheduling tool is completed by the visitor.
A clear review before a coverage decision.
The goal is not to throw random quotes at you. The goal is to narrow the field and help you understand what may actually fit.
Quick Coverage Review
We start with your needs, budget, doctors, prescriptions, family size, and preferred start date.
Compare Options
I help narrow down available options and explain the main tradeoffs clearly.
Confirm Fit
We review key details so you understand what the plan is designed to cover and where it may have limitations.
Apply if Appropriate
When a plan appears to fit, I help guide you through the next steps and application process.
Guidance for people who do not want to figure this out alone.
Tap any card to see how a review works for that situation.
Advisor-led guidance, not random quote shopping.
Jared McMurdie is a Licensed Life & Health Agent helping individuals, families, self-employed professionals, and small business owners compare health coverage options with clarity and confidence.
Family is the reason this work matters. Outside of client work, Jared spends time with his wife and their two dogs — the same lens he brings to every conversation: real people, real priorities, real decisions.
Clear guidance people can actually understand.
Health coverage can feel confusing. The goal is to make the review process easier, clearer, and more comfortable before a decision is made.
“Jared was very helpful, personable and thoroughly explained my options. He was honest and did not try to sell me on anything. I was very happy with my experience and policy. I would highly recommend working with him.”Heather W. — Michigan, 55
“Jared is an incredible agent! He spent much time with me to apply for health insurance. He will advocate for his clients to receive quality protection. Grateful for his help!”Spenser J. — Nebraska, 31
“Helped me go through my COBRA options and realized I did not need to pay such a high premium. Jared found options worth looking into based on my health and made it easy.”Kimberly H. — Virginia, 48
Testimonials reflect individual client experiences. Plan availability, eligibility, pricing, and benefits vary by state, carrier, plan type, and underwriting.
Better questions lead to better coverage decisions.
A good review is not just about finding a monthly price. It is about understanding what type of coverage may fit your situation and what tradeoffs matter before you apply.
It depends on the type of plan being reviewed. ACA Marketplace plans usually require Open Enrollment or a qualifying life event. Some private or underwritten options may have different enrollment rules, but eligibility can depend on your state, health history, carrier guidelines, and plan type. That is one reason a short review matters before assuming you are stuck waiting.
I can help compare both directions when appropriate. Marketplace plans can be useful for people who need guaranteed-issue coverage, subsidies, maternity, certain prescriptions, or pre-existing condition protection. Private options may be worth reviewing for healthier individuals or families who want to compare different premium, deductible, and network structures.
Yes. Provider access is one of the first things to review. I usually want to know your preferred doctors, clinics, hospitals, and state so we can look at whether the plan direction makes sense before spending time on numbers that may not fit.
Prescriptions can change the entire plan recommendation. Some medications may be covered differently depending on the carrier, plan type, formulary, discount program, or underwriting guidelines. High-cost medications, insulin, specialty drugs, or ongoing brand-name prescriptions should be discussed early so we do not compare the wrong options.
Because there can be dozens of possible plan combinations, and not every option is appropriate for every person. A quick review helps narrow the field based on your household, budget, doctors, prescriptions, health history, and timeline. After that, it is much easier to send relevant details instead of dumping a confusing list of plans on you.
Many reviews can be narrowed down in a short call. The goal is to confirm the basics first: who needs coverage, when it should start, what budget range matters, whether any doctors or medications need to be considered, and which plan types may or may not be worth reviewing.
Verify Producer Licensing
Producer details and independent verification links, in one place.
Licensed Life & Health Agent
Health coverage guidance for individuals, families, self-employed professionals, and small business owners.
NPN: 20870640
National Producer Number for Jared McMurdie.
Licensed Across 31 States
Serving clients across approved states where licensing and plan availability allow.
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Open a simple verification guide with Jared's producer details and independent verification links.
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Ready to compare your options?
Schedule a short coverage review and get professional guidance based on your needs, budget, doctors, prescriptions, and timeline.
Schedule Coverage ReviewGet in Touch
Reach out directly or schedule a coverage review when you are ready to compare options.
Interested in joining the team?
If you are coachable, motivated, and interested in learning the health coverage advisory business, reach out directly. This is best for people who want a performance-based opportunity and are serious about building skill.